Rose-Marie had me add 3 beautiful, new Christmas card projects on the Frog's Whiskers website. No it's not too late to make these cards. All 3 are very straight forward with very little to fuss over. The Red Bird in the Birches is very easy and could be adapted to fit your heart's desire.
The Country Christmas will use up some of bits of ribbon
and the Purple Poinsettia card offers an non traditional colour palette.
Have a look on the Frog's Whiskers Ink website under projects for a list of supplies and instructions for all of these cards.